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In today's society, your credit report is like your electronic fingerprint. Whether you are applying for a loan or trying to get a new job, your credit report will have a tremendous impact on your life. That is why it is so important to know what is on your credit report.

If you're like most people, you probably have never seen the same information banks, landlords, retailers, mortgage companies, employers and insurance companies use to judge your credit. Get your free online credit report and check for inaccuracies or omissions before they could negatively affect your credit worthiness. The information on your credit report is the same information used by lenders concerning your credit.

By obtaining your credit check, you can find out who has been looking at your credit history lately. It could be credit card issuers, mortgage companies or even your employer. Make sure your credit report is complete and accurate before you apply for credit and help protect yourself from possible credit fraud. Review your credit report carefully, any strange accounts or addresses may indicate possible fraud.